Input is the NET baseline (what you want to receive).
Calculator finds Gross Required so that Net ≈ Baseline.
Exchange rate is fetched automatically (USD↔PHP reference).
FX = foreign exchange (currency conversion). Example: 0.035 = 3.5% extra fee when FX is needed.
Stored as 1 USD = X PHP (reference rate; PayPal’s own rate may differ).
FX explained: FX means Foreign Exchange. If money is converted between currencies
(for example USD → PHP), PayPal can apply its own conversion rate plus a markup. This tool models that markup as an extra
percentage fee when FX Needed = Yes.